How many times can you withdraw cash from your bank account in a month? Learn the rules.

Bank Cash Withdrawal Limit: Each bank has a different cash withdrawal limit. After the free transaction limit, a charge is levied on each withdrawal. So, learn these rules first.

In today's digital age, people no longer carry large sums of money in their pockets. In a way, the need for cash has significantly reduced. The biggest reason for this is UPI payments, which have made transactions easier.

Even today, in smaller cities and towns, people still prefer cash payments over online payments. Many people now wonder how many times a month they can withdraw money from their bank account if they need cash.

In fact, each bank sets its own limit for this. Some transactions are free, and after that, a charge is levied on every withdrawal. If you have an account with a government bank like SBI, PNB, or Bank of Baroda, you typically get 3 to 5 free cash withdrawals.

After this, you may incur a charge of ₹10 to ₹20 per transaction. This limit applies to both ATMs and bank branches. Private banks like HDFC, ICICI, and Axis Bank offer their customers up to five free withdrawals.

However, if you withdraw money from your own bank's ATM, the limit is slightly higher. Withdrawing from another bank's ATM incurs additional charges. Rules vary by city and village. While ATM transaction limits are lower in metropolitan areas, banks in rural areas offer more flexibility to customers, avoiding the need to travel to the city each time to withdraw cash. This provides convenience to rural customers. Cash withdrawal limits apply not only to ATMs, but also to bank branches.

Some banks allow up to three free counter withdrawals per month. After this, a service charge may apply, which varies according to each bank's rules. Overall, the cash withdrawal limit depends on your bank, account type, and location.